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Affiliate disclosure

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FTC-style disclosure

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Amazon Associates

This site does not currently contain Amazon Associates links. If that changes, we will add the required language: “As an Amazon Associate I earn from qualifying purchases,” and we will keep disclosures in the same medium as the recommendation.

Free steps come first

You can freeze your credit at each of the three nationwide bureaus at no charge, and you can report fraud to the FTC at ReportFraud.ftc.gov at no charge. Those tools do not require a paid membership.